You can apply for a personal loan online if you need some financial assistance. There are so many different places where one can obtain a loan, you just have to look online and see what suits you.
There are plenty of guaranteed online personal loans that you can choose from, and at least with these you know the loan is guaranteed, but then you have to look for a catch.
This doesn't go to say that there is always a catch involved, but as you probably know, there are some companies out there that will try what they can to make extra money. You can visit http://coreloans.co.za/ to know more about personal loans.
There are even bad credit online personal loans for those who don't have such a good financial history, so you can still apply for a personal loan online if you are blacklisted.
Seen as there are so many lenders online and one wouldn't even know where to start, what you should do first is see if you can get any recommendations.
Ask your friends and family if they know of a good lending company you can use, if they do, follow it up and if they don't you will just have to use your own discretion.
Look for a few companies that you think are the best, get at least three or four of them and sit down and compare them to one another.
Look at the interest rate that each company is asking for, but more important keep your eyes open and avoid all lenders who only do secured loans. This means that you will need to put down something as security, like your home or vehicle.